Dave Dreas LLC, dba: DaveDreas.com:
Terms of Use, Privacy Policy and Disclaimers

Your use of this site indicates your agreement to the following:

General:
This website (the “Site”) is owned and operated by Dave Dreas LLC. (“we” or “us”). By using the Site, you agree to be bound by these Terms of Service and to use the Site in accordance with these Terms of Service, our Privacy Policy and any additional terms and conditions that may apply to specific sections of the Site or to products and services available through the Site or from US. Accessing the Site, in any manner, whether automated or otherwise, constitutes use of the Site and your agreement to be bound by these Terms of Service.

We reserve the right to change these Terms of Service or to impose new conditions on use of the Site, from time to time, in which case we will post the revised Terms of Service on this website. By continuing to use the Site after we post any such changes, you accept the Terms of Service, as modified.

Privacy Policy:
To access certain features of the Site, we may ask you to provide certain demographic information including your name, email address, gender, year of birth, zip code and/or country.

The use of any personally identifiable information you provide to us as part of the registration process is governed by the terms of our Privacy Policy: We do not sell, share, rent, or otherwise distribute your private information to any outside party, ever.

You agree to provide true, accurate, current and complete information about yourself as prompted by the Site’s registration forms. If we have reasonable grounds to suspect that such information is untrue, inaccurate, or incomplete, or being populated by a non-human “bot”, we have the right to suspend or terminate your account and refuse any and all current or future use of the Site (or any portion thereof).

Intellectual Property Rights:
This Site and all the materials available on the Site are the property of Dave Dreas LLC. and/or our affiliates or licensors, and are protected by copyright, trademark, and other intellectual property laws. The Site is provided solely for your personal noncommercial use. You may not use the Site or the materials available on the Site in a manner that constitutes an infringement of our rights or that has not been authorized by us. More specifically, unless explicitly authorized in these Terms of Service or by the owner of the materials, you may not modify, copy, reproduce, republish, upload, post, transmit, translate, sell, create derivative works, exploit, or distribute in any manner or medium (including by email or other electronic means) any material from the Site. You may, however, from time to time, download and/or print one copy of individual pages of the Site for your personal, non-commercial use, provided that you keep intact all copyright and other proprietary notices. You may also request permission to republish material on this site and by emailing info@efgconsultinginc.com with your specific request.

Limitations on Linking and Framing:
You may establish a hypertext link to the Site so long as the link does not state or imply any sponsorship of your site by us or by the Site. However, you may not, without our prior written permission, frame or inline link any of the content of the Site, or incorporate into another website or other service any of our material, content or intellectual property.

Disclaimers:
While we make every effort to ensure that we accurately represent all the products and services on this website and their potential for results, it should be noted that results made by Dave Dreas LLC. and its advertisers / sponsors are estimates only and NOT TYPICAL. There is no guarantee that you will obtain similar results and you accept the risk that is inherent in any physical exercise program.

The contents of the programs (“the Content”), is provided by Dave Dreas and Dave Dreas LLC. for informational and entertainment purposes only. Nothing contained in the Content is intended to be conclusive medical advice or instructions for medical diagnosis or treatment. You acknowledge that the Content is not intended to be complete, to suggest or recommend a course of treatment, or to replace personal consultation with a qualified healthcare professional (or your own judgment, if you are such a professional). If you are using the Content to obtain information for another person, you acknowledge that the Content is not intended to replace the judgment of professionals, and that you will not attempt to use it to do so.

You acknowledge that Dave Dreas and the Websites owned and operated by Dave Dreas LLC. are an information source, that such information may be flawed or limited, and as such you agree not to rely upon such information as the sole or substantial source of your decisions.

The use of our information, products and services should be based on your own due diligence and you agree that Dave Dreas LLC. and the advertisers / sponsors of this website are not liable for any success or failure of your business that is directly or indirectly related to the purchase and use of our information, products and services reviewed or advertised on this website.

You expressly waive any claims against, and hold harmless, Dave Dreas and Dave Dreas LLC., where such claims arise out of information provided by Dave Dreas, Websites owned by Dave Dreas LLC., Partners, or Affiliates.

Throughout the Site, we may provide links and pointers to Internet sites maintained by third parties. Our linking to such third-party sites does not imply an endorsement or sponsorship of such sites, or the information, products or services offered on or through the sites. In addition, neither we nor our affiliates operate or control in any respect any information, products or services that third parties may provide on or through the Site or on linked websites linked on the Site.

If applicable, any opinions, advice, statements, services, offers, or other information or content expressed or made available by third parties, including information providers, are those of the respective authors or distributors, and not Dave Dreas LLC. Neither us nor any third-party provider of information guarantees the accuracy, completeness, or usefulness of any content. Furthermore, we neither endorse nor are we responsible for the accuracy and reliability of any opinion, advice, or statement made on any of the Sites by anyone other than an authorized representative while acting in his/her official capacity.

Online Commerce:
Certain sections of the Site may allow you to purchase many different types of products and services online that are provided by third parties. We are not responsible for the quality, accuracy, timeliness, reliability or any other aspect of these products and services. If you make a purchase from a merchant on the Site or on a site linked to by the Site, the information obtained during your visit to that merchant’s online store or site, and the information that you give as part of the transaction, such as your credit card number and contact information, may be collected by both the merchant and us. A merchant may have privacy and data collection practices that are different from ours. We have no responsibility or liability for these independent policies. In addition, when you purchase products or services on or through the Site, you may be subject to additional terms and conditions that specifically apply to your purchase or use of such products or services. For more information regarding a merchant, its online store, its privacy policies, and/or any additional terms and conditions that may apply, visit that merchant’s website and click on its information links or contact the merchant directly. You release us and our affiliates from any damages that you incur, and agree not to assert any claims against us or them, arising from your purchase or use of any products or services made available by third parties through the Site. We may have an Affiliate Relationship with third party sites and may earn a commission or receive other benefits as a result of your purchase.

Your participation, correspondence or business dealings with any third party found on or through our Site, regarding payment and delivery of specific goods and services, and any other terms, conditions, representations or warranties associated with such dealings, are solely between you and such third party. You agree that we shall not be responsible or liable for any loss, damage, or other matters of any sort incurred as the result of such dealings.

Refund Policy:
Requests for refunds must be received within 14 days of the timestamp of your purchase for all digital products. Refunds for products shipped to you must be received within 30-days of your order and must be back in our warehouse in new condition prior to a refund being processed. Specific products or services may specify their own refund policy, which supersedes the refund policy herein.

Interactive Features:
We reserve the right to alter, edit, refuse to post or remove any postings or content, in whole or in part, for any reason and to disclose such materials and the circumstances surrounding their transmission to any third party in order to satisfy any applicable law, regulation, legal process or governmental request and to protect ourselves, our clients, sponsors, users and visitors.

Limitation of Liability:
UNDER NO CIRCUMSTANCES, INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE, SHALL WE, ANY SUBSIDIARY AND/OR PARENT COMPANIES OR AFFILIATES BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES THAT RESULT FROM THE USE OF, OR THE INABILITY TO USE, THE SITE, INCLUDING ITS MATERIALS, PRODUCTS, OR SERVICES, OR THIRD-PARTY MATERIALS, PRODUCTS, OR SERVICES MADE AVAILABLE THROUGH THE SITE.

Termination:
We may cancel or terminate your right to use the Site or any part of the Site at any time without notice. In the event of cancellation or termination, you are no longer authorized to access the part of the Site affected by such cancellation or termination. The restrictions imposed on you with respect to material downloaded from the Site, and the disclaimers and limitations of liabilities set forth in these Terms of Service, shall survive.

Other:
This Agreement shall be binding upon and inure to the benefit of us and our respective assigns, successors, heirs, and legal representatives. Neither this Agreement nor any rights hereunder may be assigned without the prior written consent of us. Notwithstanding the foregoing, all rights and obligations under this Agreement may be freely assigned by us to any affiliated entity or any of its wholly owned subsidiaries

These Terms of Use shall be governed by and construed in accordance with the laws of the State of Colorado and any dispute shall be subject to binding arbitration in Phoenix, Arizona. If any provision of this agreement shall be unlawful, void or for any reason unenforceable, then that provision shall be deemed severable from this agreement and shall not affect the validity and enforceability of any remaining provisions.